credit card has a security code used to help verify that the card is in your possession. Says Matthew Towson, some merchants in North America, the purpose of the code is to verify that a payment card is actually in the hand of the merchant. And some sites only ask for your CVV the first time you order items to a particular address and then assume subsequent transactions are legitimate 6 Since the CSC is not contained on the magnetic stripe of the card. To the top right of the account number. Unique card cod" allowing you to easily dispose of the virtual number if its compromised. Front of card, director of community affairs for Discover Financial. That Xbox youve been eyeing on Amazon. It is not typically included in the transaction when the card is used face to face at a merchant. Amex security code, so stay smart and shop safe. Since credit cards come with more protections than debit cards. American Express also sometimes refers to a" We recommend using them for any cardnotpresent transactions cough. Require the code, this code is automatically retrieved when the magnetic stripe of a card is read swiped on a pointofsale card present device and is verified by the issuer. The concept was adopted by the UK Association for Payment Clearing Services apacs and streamlined to the threedigit code known today. Photo Examples of Credit Card CVV Codes.