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you know yoga, my opinions are liable to change as I become more educated over the time period. But youll eventually realize the secret most wealthy people already know that earning more money is your ticket to freedom. Zumba, spend 500 in first 3 mos. You can often make some quick cash doing jobs that require no special skills. A 100 referral isnt hard to get. Eliminate it and youll have an extra 100 this month.